Cash Management for the Small Business Owner
A practical course designed for business owners who want to understand and manage their cash without becoming accountants or treasury professionals.
Who the course is for
- Small business owners and founders without a finance background
- Freelancers whose businesses are growing beyond simple invoicing
- Family businesses managing cash informally
- Owners of companies with no dedicated treasury or finance team
- Anyone who understands their product well but feels less confident with cash
Problems it helps address
- Being profitable on paper but short of money in the bank
- Not knowing what the cash position will be in three months
- Persistent late payment from customers
- Growth that quietly consumes more cash than it produces
- No reserve, and no plan for when something goes wrong
What you will learn
How to read your true cash position at any moment
How to build and maintain a 13-week cash flow forecast
How working capital decisions change your bank balance
How to reduce overdue invoices without damaging relationships
How to size a cash reserve for your own business
How to spot cash warning signs early and act while options remain
Course curriculum
PLACEHOLDER outline — update the module titles and lessons to match the published Teachable curriculum.
- Module 1
Cash, profit and why they differ
- — What cash management means in a small business
- — Profit versus cash
- — Reading your cash position accurately
- Module 2
Seeing what is coming
- — Building a 13-week cash flow forecast
- — Estimating receipts honestly
- — Keeping the forecast alive week to week
- Module 3
Working capital
- — The cash conversion cycle
- — Inventory, customer terms and supplier terms
- — Freeing up cash already in the business
- Module 4
Getting paid
- — Reducing overdue invoices
- — A follow-up routine that works
- — Funding the cash demands of growth
- Module 5
Risk and resilience
- — Sizing a cash reserve
- — Warning signs to watch
- — A one-page cash contingency plan
Developed from professional practice
This course was developed from more than 20 years of practical experience across international banking, corporate treasury, cash management, liquidity, payments, working capital and finance operations.
That experience spans both major financial institutions and multinational businesses, giving both the banking/service-provider and the corporate/customer perspective on managing cash.
Our objective is simple: take the disciplines used by professional finance and treasury teams and make the relevant principles understandable, practical and useful for smaller businesses — without the complexity, systems or processes a multinational needs.
Frequently asked questions
- Who is this course for?
- Small business owners, founders, freelancers with growing businesses and family businesses — particularly those without a finance background or a dedicated finance team.
- Do I need accounting knowledge?
- No. The course avoids unnecessary jargon and explains each concept in plain language, assuming no professional treasury or accounting training.
- Where is the course hosted?
- The course is hosted and delivered on Teachable. Enrolment, payment and access all take place there.
- How long does it take?
- PLACEHOLDER — add the course length once confirmed.
- Is this financial advice?
- No. The course is educational. It does not provide investment, tax, legal or regulated financial advice.
Pricing and enrolment
PLACEHOLDER — add the current price here once confirmed. Pricing, payment and access are handled entirely on Teachable.
Enrolling takes you to the course on Teachable, where you can see the full curriculum and current price before purchasing.
View Course & EnrolEducational disclaimer. This material is general educational information about cash management. It is not investment, tax, legal, accounting or regulated financial advice, and it does not take account of your circumstances. Consider speaking to a suitably qualified professional before making financial decisions.